Business Owner Insurance

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If you live in NY city or operate commercial vehicles or taxis and are looking for insurance do give us a call or you could visit our offices at 3387 3rd Ave 2nd Floor, Bronx, NY 10456

Business Owner Insurance

If you are a business owner insurance can help to protect you from major losses to your business, and injury to others resulting in loss of work, disability or death. Here is a look at various types of Business Owner Policies You may want to consider.

Property Insurance for Buildings and Contents

If you own a commercial building whether or not you are conducting your business in the building or renting or leasing it to another business you will want to carry property insurance to protect your investment. Likewise if you are leasing a building you will also want to carry property insurance to protect your investment. You can property insurance that provides coverage for your building, the contents or both.

What Property Insurance for Building and Contents Covers

This insurance protets against damage to any commercial building you own or lease. Included in this type of insurance is:

  •   Damage to the building
  •   Permanent fixtures
  •   Permanent Machinery
  •   Permanent equipment

Property and contents insurance may also include:

  •    Any non permanent fixtures
  •    Non permanent machinery and equipment
  •    Computers
  •    Inventory
  •    The personal property of others in your business or under your care.
 

There are many types of Property Insurance coverage for building and contents and in most cases business can choose which specific causes of loss they want to have covered. Some of the causes of these losses include:

Fire

Explosions

Vandalism

Wind

Other perils

Depending on the location of your business and the type of business you conduct you can either choose to choose the perils from which your business is at the greatest risk from or you can choose an open peril policy, which costs more but protects you from various perils.

When considering the costs of property insurance for building and contents insurance you need to know that not contents or all property is covered by this type of insurance and you may need to pay for additional coverage for some or the following items.

What Property Insurance for Building and Contents Covers

This insurance protets against damage to any commercial building you own or lease. Included in this type of insurance is:

  •   Data, papers, records, currency or securities
  •   Goods in transit
  •   Damage caused by a boiler or other machinery
  •   Damage caused by earthquakes, floods, glass damage or crime

You also need to keep in mind that Property and contents damage policies does not cover any damage done by tenant who is renting your property or a portion of your property.You also need to keep in mind that Property and contents damage policies does not cover any damage done by tenant who is renting your property or a portion of your property.

  •    Workman's Compensation insurance
  •    Commercial vehicle insurance
  •    Commercial general liability insurance
  •    Crime insurance
  •    Umbrella insurance
 

Whether you are looking for just Building or contents insurance or several types of business owner insurance policy we can help meet your needs. Just give us a call at 1-718-861-2000 and let us know how we can be of assistance to you.

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Contact Us

  •   3387 3rd Ave 2FL Bronx, NY 10456
  •   718-861-2000
  •   info@greenlineins.com
  •   620 Coney Island Ave Brooklyn, NY 11218
  •   718-504-7000
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